Quick & Simple Secured Loans
Check your eligibility without affecting your credit score
- Borrow Between £5,000 - £500,000
- Won’t Affect Your Credit Score
- No Added Fees
- Dedicated Loan Officer
- Homeowners Only
How Does it Work
Quick Funds is an introducer to Loanable who will reach out to discuss your lending options. Should you move ahead with any offer, push will receive a commission from Loanable.
Share Your Needs
Tell us how much you want to borrow and for what purpose. We’ll handle the rest!
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Our partners search and present options from the UK's leading lenders.
Choose Your Loan
Select the loan or mortgage that suits your needs and take the next step toward securing your funds.
What is a Homeowner Secured Loan?
A Homeowner Loan (also known as a secured loan or second charge mortgage) is secured against your property. It’s perfect for borrowing larger amounts or for those with less-than-perfect credit.
Secure Loans
Debt Consolidation
Large Purchases
Weddings and more
Consider carefully before using your home as security for other debts. Failing to keep up with mortgage or other secured loan repayments could result in your home being repossessed. If you’re planning to consolidate existing borrowing, please note that this may lead to a longer repayment term and a higher overall cost.
FAQs
What is a secured loan?
A secured loan (sometimes a second-charge mortgage) uses your property as collateral, letting you borrow more at potentially better rates, even with less-than-perfect credit.
What if I have bad credit?
Secured loans are more accessible to applicants with imperfect credit—because your property reduces the lender’s risk.
How much can I borrow?
Typically between £10,000 and £500,000. Amount depends on your property’s value, existing mortgage, and equity (often up to 85%).
Are there any fees?
No. You pay nothing upfront—our compensation comes from the lender once you move forward, and it doesn’t affect your loan terms.
Will this affect my credit score?
No, our initial eligibility check is a soft search. It doesn’t impact your credit history. A hard search only happens if you proceed with a lender’s application.
Can I repay early?
In most cases, yes. Some lenders may charge early repayment fees, which they’ll clearly outline before you commit.
How long until I get the money?
Once approved, funds are usually released within 2-4 weeks, though accelerated options may be available.
Important Notice:
Using your home as security puts it at risk. Defaulting on payments may result in repossession. Longer terms (e.g., for consolidation) may increase total cost. Always consider carefully.