Secure a Better Rate with Trusted Lenders
Let us know how much you’d like to borrow and what you need it for
We introduce you to FCA‑regulated lenders who match your criteria.
Pick the loan that suits your situation. Your chosen lender will handle the next steps.
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We’re not regulated ourselves and don’t provide financial advice, but our trusted partners are.
Note: Only a soft search is performed during eligibility – no impact on your credit score.
(e.g., weddings, cars)
A homeowner secured loan—also known as a second-charge mortgage—is secured against your property. It’s ideal for larger borrowing needs or situations where credit history may limit options.
Quick & Simple Secured Loans. Fast eligibility check in just 90 seconds.
A secured loan (sometimes a second-charge mortgage) uses your property as collateral, letting you borrow more at potentially better rates, even with less-than-perfect credit.
Typically between £10,000 and £500,000. Amount depends on your property’s value, existing mortgage, and equity (often up to 85%).
No, our initial eligibility check is a soft search. It doesn’t impact your credit history. A hard search only happens if you proceed with a lender’s application.
Once approved, funds are usually released within 2-4 weeks, though accelerated options may be available.
Secured loans are more accessible to applicants with imperfect credit—because your property reduces the lender’s risk.
No. You pay nothing upfront—our compensation comes from the lender once you move forward, and it doesn’t affect your loan terms.
In most cases, yes. Some lenders may charge early repayment fees, which they’ll clearly outline before you commit.
Using your home as security puts it at risk. Defaulting on payments may result in repossession. Longer terms (e.g., for consolidation) may increase total cost. Always consider carefully.
